Homeowner Assistance

Down Payment Assistance Program
Foreclosure Prevention Program
Homeowner Rehabilitation Program

ADVOCAP’s Homeowner Assistance Programs offer Down Payment Assistance, Foreclosure Prevention, and Homeowner Rehabilitation services to help low-income families achieve and maintain homeownership. Eligible homebuyers can secure affordable homes with deferred loans for down payments, while existing homeowners can prevent foreclosure or make essential home improvements through our rehabilitation assistance. Empowering communities by making homeownership accessible and sustainable.

ADVOCAP Homeowner Assistance Program

Down Payment Assistance Program

Helping our low-income population purchase homes.

The Down Payment Assistance Programs helps eligible homebuyers purchase affordable homes by providing a deferred loan that can be used as down payment.

ELIGIBILITY: Those interested in participating in the Down Payment Assistance Program must meet the income eligibility limit of 80% of county median income.

ADVOCAP Down Payment Assistance Program
Application Process for Down Payment Assistance:
  • Program applicants must first obtain a pre-approval letter from a local lender.
  • Each applicant will also need to complete a homeowner education course.
  • A program application will need to be completed along with income documentation to determine eligibility.
To find out more about the Down Payment Assistance Program:

Foreclosure Prevention Program

Helping homeowners prevent foreclosure.

The Foreclosure Prevention Program can provide a deferred loan to be used as payment on behalf of homeowner to prevent foreclosure. Costs may include payments to cover mortgage, property tax, principal, or interest.

ELIGIBILITY: Those interested in participating in the Foreclosure Prevention Program must meet the income eligibility limit of 80% of county median income.

ADVOCAP Foreclosure Prevention Program
Application Process for Foreclosure Prevention Program:
  • Applicants will first make a plan and financial arrangements with lender or municipality to avoid foreclosure.
  • A program application, income documentation, and financial statements will need to be submitted to determine eligibility
To find out more about the Foreclosure Prevention Program:

Homeowner Rehabilitation Program

Helping homeowners improve the health and safety of their home. 

The Homeowner Rehabilitation Program can assist low-income homeowners to rehab their home by providing a deferred loan. Rehabilitation assistance can be used to make essential improvements.

ELIGIBILITY: Those interested in participating in the Homeowner Rehabilitation Program must meet the income eligibility limit of 80% of county median income.

Application Process for the Homeowner Rehabilitation Program:
  • Applicants need to first submit a program wait list application to determine priority of service.
  • A program application, income documentation, and financial statements will need to be submitted to determine eligibility.
  • A home evaluation will need to be conducted to determine allowable services.
To find out more about the Homeowner Reabilitation Program:
Homeowner Rehabilitation Program
ADVOCAP Services